According to the yearbook of China's Poverty Alleviation and Development, Chinese government issued financial discount to guide poverty alleviation lending and expand the multiplier effect of poverty alleviation funds. 2013 is the sixth year for a comprehensive reform of the management system of poverty alleviation loans. 

Since the reform, the poverty alleviation loans has increased significantly, the proportion of household loans has been raised obviously and rapid progress has been made in promoting the diversification of financial agencies for loan issuance and mobilizing the enthusiasm of local governments. According to incomplete statistics, in 2013, the central and local government arranged 2.096 billion yuan of discount funds to guide the issuance of 90.31 billion of loans, including 44.89 billion yuan of household loans and 45.42 billion yuan of project loans.